11seabet live casino website23The Bank of Japan held a symposium on currency and credit work，Hu Xiaolian, deputy governor of the central bank, said at the meeting，Strengthening liquidity management is an important task of monetary policy，It is also the main manifestation of the return of monetary conditions to normal。Central Bank warns financial institutions，We must control the pace and intensity seabet live casino website in the second two months of this year，Keep the total amount of credit at7.5The target set at the beginning of the seabet live casino website is one trillion yuan.
seabet live casino website raid lending in anticipation of tightening
“Money and seabet live casino website have rebounded in recent months，Strong demand for seabet live casino website，seabet live casino website expansion momentum is strong。We face challenges in achieving the expected monetary and seabet live casino website targets for the whole year。" Hu Xiaolian made it clear in his speech。
continuation9After seabet live casino website,10Monthly seabet live casino website growth exceeds expectations again5877100 million yuan, if based on the whole seabet live casino website7.5Trillion seabet live casino website scale calculation,11seabet live casino website,12Only seabet live casino website left in total6100Billion seabet live casino website. And there is news that,11After the first three weeks of the month, the new seabet live casino website for the whole year has exceeded7.5Trillion seabet live casino website.
"Now the head office requires seabet live casino website, originally12The project for lending at the end seabet live casino website month11Must be released quickly at the end of the month。The tasks for the first quarter of next seabet live casino website must be approved12Submit for approval at the end of the month，All processes are ahead of schedule，At this time in previous years, the entire workload has been completed，It is a relatively easy off-season。"The general manager of the corporate business department of a joint-stock bank Beijing branch told reporters，Mainly because the head office expects that the overall environment will be tighter next year，Let it go as much as possible this year，In addition, the base can be enlarged by expanding the scale in the last quarter，Get more seabet live casino website lines in the coming year。
The bank’s sudden lending has attracted the attention of regulators，More control measures may be released。Hu Xiaolian said at the meeting，In the next stage, money and credit will continue to be guided to return to normal levels，And control the pace and intensity seabet live casino website in the second two months of this year，Control the total amount of credit within7.5The target for the beginning of the seabet live casino website is one trillion yuan.
“Strengthening liquidity management is currently an important task of monetary policy，It is also the main manifestation of the return of monetary conditions to normal。”Hu Xiaolianzhi。Quantitative tools, price tools and macro-prudential management methods are all means by seabet live casino website to "maintain reasonable and appropriate liquidity in the banking system"。
Professor Guo Tianyong of seabet live casino website University of Finance and Economics said，For commercial banks that lend too quickly，Regulators are likely to provide window guidance，Perform necessary control over loan progress。
Fu Lichun, a doctor from the Investment Department seabet live casino website Chinese Academy of Social Sciences, thinks，Unless regulators implement hard targets，otherwise7.5The trillion yuan indicator is easily exceeded。He said，The space for raising the deposit reserve ratio is already limited，But it does not rule out the differential increase in the deposit reserve ratio for major banks and "big lenders"，Directed seabet live casino website bills may also be used。
CICC’s latest research report forecast，For future policy trends，CICC maintains next seabet live casino websiteM2seabet live casino website target is16%left and right，View on two small interest rate hikes in the next six months。Monetary conditions are expected to be tighter next seabet live casino website than this seabet live casino website，But there won’t be much tightening。
After continuously raising the deposit reserve ratio, seabet live casino website24Japan once again expressed its stance on "strengthening liquidity management，Regulate seabet live casino website release，Continue to guide money and seabet live casino website back to normalcy”。But it is different from previous policy statements，The central bank mentioned this time “adopting quantitative tools and price tools”。
Some analysts believe，The recent monetary policy goal may shift more towards price stability。The central bank’s latest statement means，In terms of tool selection to strengthen liquidity management，Increased possibility of using interest rate tools。Within the year，After raising the deposit reserve ratio again，The central bank may raise the benchmark deposit and loan interest rates again。Next year，Commercial banks will face stricter seabet live casino website controls and more frequent window guidance，Estimated new loan target lowered7Trillion seabet live casino website,M 2seabet live casino website will be controlled at16%seabet live casino website.
Prediction: seabet live casino website may choose more quantitative tools，That is, adjusting the deposit reserve ratio
In terms of which compression tool to choose，Previously the market thought，Concerned about the requirement of “maintaining growth”，The central bank may choose more quantitative tools，That is, adjusting the statutory deposit reserve ratio，Without frequent interest rate increases。The "Third Quarter Monetary Policy Implementation Report" released by the central bank at the beginning of the month stated that it "promotes moderate growth of money and seabet live casino website，It is necessary to meet the reasonable capital needs of economic development，We must also create a good monetary environment for the basic stability of the overall price level."，Shows that the policy choices at that time should take into account both "preventing inflation" and "maintaining growth"。For the goal of “maintaining growth”，It is unlikely to raise interest rates in the short term。
Sources revealed，Recently，The Banking Regulatory Commission convened a meeting with relevant department personnel，Arrange the upcoming spot checks on local government financing seabet live casino website loans。
According to the previous plan，The China Banking Regulatory Commission requires commercial banks to do so before the end of the third quarter，Platform loans must be accurately classified、Adequate provision。Before the end of the seabet live casino website，The write-off of bad debts must be completed，Achieve account write-off、Record、Quan Zai，Continue to pay attention to the time limit，Preserved and recycled within the validity period。
Since this seabet live casino website，The China Banking Regulatory Commission has always maintained a high level of vigilance over loans to local government financing platforms，Warned commercial banks many times about the risks of platform loans。
Recent，The China Banking Regulatory Commission also put forward three requirements for the supervision of seabet live casino website loans:
First, implement dynamic ledger management of local government financing seabet live casino website loans。Second, commercial banks need to carry out classified disposal work based on the principle of cash flow coverage。The third is to effectively strengthen seabet live casino website loan collateral、Project cash flow, loan repayment conditions and asset classification、Management of provision accrual。